Insurance policy for day workers?

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RanchMan90
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Insurance policy for day workers?

Postby RanchMan90 » Tue Apr 25, 2017 6:23 pm

What kind of insurance policy do I need to cover day workers doing farm work?
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Bright Raven
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Re: Insurance policy for day workers?

Postby Bright Raven » Tue Apr 25, 2017 6:38 pm

Your property liability coverage will provide indemnification for losses including life or injury on your property. There may be stipulations. Call your insurance company.
Last edited by Bright Raven on Tue Apr 25, 2017 6:39 pm, edited 1 time in total.
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RanchMan90
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Re: Insurance policy for day workers?

Postby RanchMan90 » Tue Apr 25, 2017 7:26 pm

Thanks
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Bigfoot
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Re: Insurance policy for day workers?

Postby Bigfoot » Tue Apr 25, 2017 8:36 pm

Covered on my farm policy as well.
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Stocker Steve
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Re: Insurance policy for day workers?

Postby Stocker Steve » Wed Apr 26, 2017 6:53 am

You will want to also discuss LLCs and a liability umbrella. Farm liability umbrellas are more common here than LLCs. Personal liability umbrellas often exclude farming.
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