Does anybody balance their checkbook anymore?

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RanchMan90
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Does anybody balance their checkbook anymore?

Postby RanchMan90 » Tue May 02, 2017 4:47 pm

Does anybody balance their checkbook anymore? What's the best way to record cash flow now?
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Bright Raven
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Re: Does anybody balance their checkbook anymore?

Postby Bright Raven » Tue May 02, 2017 4:51 pm

I don't. I check my account on the internet. It shows all activity. You can print what you need.
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Alan
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Re: Does anybody balance their checkbook anymore?

Postby Alan » Tue May 02, 2017 5:01 pm

Simple answer, yes..... I balance every month but look and check the balance with my records 4 or 5 times a week...... cash control...... sorry sore spot with me and my kids....... how much money is in your account son? Answer they give me is around to nearest $100 the think it is.
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Re: Does anybody balance their checkbook anymore?

Postby callmefence » Tue May 02, 2017 5:02 pm

Like it's a religion
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Workinonit Farm
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Re: Does anybody balance their checkbook anymore?

Postby Workinonit Farm » Tue May 02, 2017 5:30 pm

All the time.
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Bigfoot
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Re: Does anybody balance their checkbook anymore?

Postby Bigfoot » Tue May 02, 2017 5:31 pm

Literally daily.
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Caustic Burno
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Re: Does anybody balance their checkbook anymore?

Postby Caustic Burno » Tue May 02, 2017 5:36 pm

Bigfoot wrote:Literally daily.

+1
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Re: Does anybody balance their checkbook anymore?

Postby kucala5 » Tue May 02, 2017 5:52 pm

Nope…and that's not how I was raised. My 86 year old mother balances to the penny monthly.
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Re: Does anybody balance their checkbook anymore?

Postby Bigfoot » Tue May 02, 2017 6:22 pm

I hate when you write somebody a check, and they hold it more than a few days. Drives me crazy.
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Re: Does anybody balance their checkbook anymore?

Postby 1982vett » Tue May 02, 2017 6:54 pm

Balance checkbook......I use quicken to keep financial records....ALL accounts reconciled monthly.....yep
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True Grit Farms
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Re: Does anybody balance their checkbook anymore?

Postby True Grit Farms » Tue May 02, 2017 8:01 pm

I haven't balanced a check book in 32 years and don't plan to start. My sweetie handles the books and pays the taxes, she knows to the penny what's what.
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Craig Miller
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Re: Does anybody balance their checkbook anymore?

Postby Craig Miller » Tue May 02, 2017 8:07 pm

Nope. My wife does a great job keeping bills paid and money in the account. She's never balanced one. She checks the account online and knows how much goes where and when it went. There was a time when we couldn't have balanced our check book if we had wanted to. I tried many times and always ended with a negative number. I guess that is why we still don't balance it.
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Re: Does anybody balance their checkbook anymore?

Postby kenny thomas » Tue May 02, 2017 10:35 pm

Not only do not balance the checkbook but if the wife didn't pay the bills they wound turn everything off. 4 checking accounts at 3 different banks and I couldn't tell you within 3,000 how much is in either account. I may be broke and don't know it.
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Re: Does anybody balance their checkbook anymore?

Postby Brute 23 » Tue May 02, 2017 10:40 pm

I make a budget and then chart the actual expenses in excel. All the bank acts dowload to excel also. There is no need to reconcile a check book. Every thing is online quick. I get text messages every morning with act balances, have alarms for low balances, alarms for large transactions, alarms for deposits, etc. I can walk in and deposit a check... as I am walking out a text comes across showing it.
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Re: Does anybody balance their checkbook anymore?

Postby boondocks » Wed May 03, 2017 12:01 am

Bigfoot wrote:I hate when you write somebody a check, and they hold it more than a few days. Drives me crazy.


Funny you say that. I have a tenant who is driving me nuts because I don't deposit his check immediately. I hate to go to the bank so if I know I have other checks coming in, I'll wait a few days (maybe 7-8 days tops, not months). He sends me emails after about 2 days. What the heck does it matter to him when I cash the check? I was taught that one balances one's checkbook and reconciles it when the bank statement comes. To me, it sounds like the tenant is relying on his bank to tell him how much $ he has in his account.
I had a roommate years ago. She'd pay me her share of the rent then if I didn't deposit it that day, her check would bounce. In her mind, it was my own fault she spent the rent money at the bar. (She'd stop at the atm, query the balance, and withdraw everything on the way to get drunk). Fun girl, terrible roommate!
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