Retirement Spending ?

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Retirement Spending ?

Post by Stocker Steve » Fri Sep 13, 2019 10:45 pm

My financial planner says I am not spending enough money, so I am trying to ramp this up before I retire. It is hard. So far this year I bought a used shaft drive ATV to replace a 21 year old chain drive model, and rescued a 3 year old hunt 'in dog to replace a wire hair that passed last winter. The wife wants a new pick up, but I told her they were too expensive. Where else should I focus?


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Re: Retirement Spending ?

Post by Aaron » Fri Sep 13, 2019 10:53 pm

Stocker Steve wrote:
Fri Sep 13, 2019 10:45 pm
My financial planner says I am not spending enough money, so I am trying to ramp this up before I retire. It is hard. So far this year I bought a used shaft drive ATV to replace a 21 year old chain drive model, and rescued a 3 year old hunt 'in dog to replace a wire hair that passed last winter. The wife wants a new pick up, but I told her they were too expensive. Where else should I focus?
A new pickup before wife focuses on new hubby. :shock: :lol:
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Re: Retirement Spending ?

Post by Ryder » Fri Sep 13, 2019 11:24 pm

seems like you are doing pretty good.
Probably better than the planner.
New pick ups are frivolous items. Not needed as long as the old one runs.
New ones depreciate too fast.

If you really want to spend some money how about a new shotgun.
More ammo is also a good purchase.
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Re: Retirement Spending ?

Post by Son of Butch » Sat Sep 14, 2019 12:49 am

In retirement health is everything... perhaps go vegan and start shopping at 'whole paycheck'. :)

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Re: Retirement Spending ?

Post by Stocker Steve » Sat Sep 14, 2019 9:32 am

Could do better on the health side. Will have to think more on that.
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Re: Retirement Spending ?

Post by hurleyjd » Sat Sep 14, 2019 10:57 am

Stocker Steve wrote:
Fri Sep 13, 2019 10:45 pm
My financial planner says I am not spending enough money, so I am trying to ramp this up before I retire. It is hard. So far this year I bought a used shaft drive ATV to replace a 21 year old chain drive model, and rescued a 3 year old hunt 'in dog to replace a wire hair that passed last winter. The wife wants a new pick up, but I told her they were too expensive. Where else should I focus?
Do not listen to a financial planner just really wonder how their balance sheet looks ask him or her. Just remember buy what you need and need what you buy.

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Re: Retirement Spending ?

Post by herofan » Sat Sep 14, 2019 1:29 pm

Stocker Steve wrote:
Fri Sep 13, 2019 10:45 pm
My financial planner says I am not spending enough money, so I am trying to ramp this up before I retire. It is hard. So far this year I bought a used shaft drive ATV to replace a 21 year old chain drive model, and rescued a 3 year old hunt 'in dog to replace a wire hair that passed last winter. The wife wants a new pick up, but I told her they were too expensive. Where else should I focus?
I guess I’m a little slow to catch sarcasm in written form sometimes, so I’ll ask, “is this a joke?” You have a financial planner who says you aren’t spending enough money?

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Re: Retirement Spending ?

Post by Stocker Steve » Sat Sep 14, 2019 1:42 pm

It was written to be a little humorous, but this actually all true. The planner could not come up with something we needed or wanted, so eventually he recommended 529s for all the grandchildren.

We don't make any car payments, we don't go on cruises, most of our clothes come from the thrift store, we burn wood, we buy used bulls, we eat alot of venison and beef... About half our household budget is for insurance. The only thing we ever splurge on is periodic farm improvements. :cboy: So we are good as our health holds out.
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Re: Retirement Spending ?

Post by Stocker Steve » Sat Sep 14, 2019 1:57 pm

[quote=Ryder If you really want to spend some money how about a new shotgun.
More ammo is also a good purchase.
[/quote]

Good ideas. I have really gotten some great late season deals in SD after all the high rollers go home. SoDak or bust!
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Re: Retirement Spending ?

Post by Stocker Steve » Sat Sep 14, 2019 1:59 pm

[quote=Aaron
A new pickup before wife focuses on new hubby. :shock: :lol:
[/quote]

Maybe I could just buy her a used be nice Buggy for picking up the mail ?
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Re: Retirement Spending ?

Post by TexasBred » Sat Sep 14, 2019 4:45 pm

Stocker Steve wrote:
Fri Sep 13, 2019 10:45 pm
My financial planner says I am not spending enough money, so I am trying to ramp this up before I retire. It is hard. So far this year I bought a used shaft drive ATV to replace a 21 year old chain drive model, and rescued a 3 year old hunt 'in dog to replace a wire hair that passed last winter. The wife wants a new pick up, but I told her they were too expensive. Where else should I focus?
Don't forget about emus and ostriches. They worked once so should work again; :hide:
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Re: Retirement Spending ?

Post by HDRider » Sat Sep 14, 2019 5:24 pm

Send a worthy kid to a good school for a good reason
bball wrote: "The juice wasn't worth the squeeze."
Dun said, "You gotta be flexible. Do whatever you have to do for the best results within your limitations."

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Re: Retirement Spending ?

Post by TennesseeTuxedo » Sat Sep 14, 2019 5:26 pm

HDRider wrote:
Sat Sep 14, 2019 5:24 pm
Send a worthy kid to a good school for a good reason
That’s a positive thought.
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Re: Retirement Spending ?

Post by Caustic Burno » Sat Sep 14, 2019 6:43 pm

TexasBred wrote:
Sat Sep 14, 2019 4:45 pm
Stocker Steve wrote:
Fri Sep 13, 2019 10:45 pm
My financial planner says I am not spending enough money, so I am trying to ramp this up before I retire. It is hard. So far this year I bought a used shaft drive ATV to replace a 21 year old chain drive model, and rescued a 3 year old hunt 'in dog to replace a wire hair that passed last winter. The wife wants a new pick up, but I told her they were too expensive. Where else should I focus?
Don't forget about emus and ostriches. They worked once so should work again; :hide:
Double aught will kill an emu Black Flag dead. I ran into one of those turn outs before daylight on the way to my stand. They are not fitting to eat either.
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Re: Retirement Spending ?

Post by SmokinM » Sat Sep 14, 2019 6:59 pm

One of those brand new fat cat ice houses and the biggest Yeti they make to keep the beer from freezing while you fish! Anything left after that the John Deere dealer will help you spend!

Sounds like all that number crunching you do is paying off. Stay healthy, keep momma happy, and hunt all you can!

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