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Bad luck keeps on coming
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<blockquote data-quote="Brute 23" data-source="post: 1851033" data-attributes="member: 6291"><p>He has to buy more insurance to cover himself agaisnt some one else's mistake.</p><p></p><p>Guess what, he buys all that to cover himself when another person hits him. Do you think his insurance goes... yes sir, that is what we are here for, here is your check from your policy? Nope... you will likely end up in a lawsuit to get your own insurance money from your insurance company. </p><p></p><p>My dad had this issue. He was hit by a vehicle running fast on his way to work at like 530am. Guy was on drugs and all kinds of stuff. The minimum insurance required did not get close to vehicle damage and medical bills. His vehicle value was like $3K and the rest was medical. It tore his shoulders and kneck up to the point he could no longer go to work. He was a welder. </p><p></p><p> He received the full amount from the other persons insurance pretty easy. Then his insurance should kick in to cover the difference up to his policy amount, which was good. It took 2 years and him having to sue his own insurance, to get his money, from his policy. After putting him through all the hassle and expense the instances attorney just showed up, asked basically did this happen on this date, were these the amounts, basically just 10 factual questions and it was all over. They did it just as a scare tactic to hassel you enough to hope you wouldn't see it through.</p></blockquote><p></p>
[QUOTE="Brute 23, post: 1851033, member: 6291"] He has to buy more insurance to cover himself agaisnt some one else's mistake. Guess what, he buys all that to cover himself when another person hits him. Do you think his insurance goes... yes sir, that is what we are here for, here is your check from your policy? Nope... you will likely end up in a lawsuit to get your own insurance money from your insurance company. My dad had this issue. He was hit by a vehicle running fast on his way to work at like 530am. Guy was on drugs and all kinds of stuff. The minimum insurance required did not get close to vehicle damage and medical bills. His vehicle value was like $3K and the rest was medical. It tore his shoulders and kneck up to the point he could no longer go to work. He was a welder. He received the full amount from the other persons insurance pretty easy. Then his insurance should kick in to cover the difference up to his policy amount, which was good. It took 2 years and him having to sue his own insurance, to get his money, from his policy. After putting him through all the hassle and expense the instances attorney just showed up, asked basically did this happen on this date, were these the amounts, basically just 10 factual questions and it was all over. They did it just as a scare tactic to hassel you enough to hope you wouldn't see it through. [/QUOTE]
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