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Bad luck keeps on coming
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<blockquote data-quote="simme" data-source="post: 1851191" data-attributes="member: 40418"><p>Can't really blame an insurance company for having rules and requirements for third party (vet) confirmation of death. I am aware of an instance several years ago. A high-flying purebred outfit purchased an old donor cow. She was a well known cow in the simmental breed, but old. This outfit was owned by a guy with other business interests. Had a big production sale. "Sold" a 6 month old bull calf for $100,000 to his friend who was a property developer. Lots of promotion and commotion involved in that production sale. You get the idea.</p><p></p><p>This old donor cow was insured. They found her dead one day. Called the vet for the required verification and to fill out the form for the insurance company. "Something" had eaten both ears off the cow. No tattoo numbers or other ID on the cow to tie her to the insured animal. Was the cow with no ears the insured cow? Should the insurance company pay for this dead cow with no identification? I suspect the famous cow was insured for a considerable amount.</p><p></p><p>I am confident that the OP of this thread suffered a legitimate casualty of natural or accidental origin and had every reason to think the policy should pay. But my story above is why an insurance company would expect some documentation. I have no idea if the insurance company paid anything on that claim.</p></blockquote><p></p>
[QUOTE="simme, post: 1851191, member: 40418"] Can't really blame an insurance company for having rules and requirements for third party (vet) confirmation of death. I am aware of an instance several years ago. A high-flying purebred outfit purchased an old donor cow. She was a well known cow in the simmental breed, but old. This outfit was owned by a guy with other business interests. Had a big production sale. "Sold" a 6 month old bull calf for $100,000 to his friend who was a property developer. Lots of promotion and commotion involved in that production sale. You get the idea. This old donor cow was insured. They found her dead one day. Called the vet for the required verification and to fill out the form for the insurance company. "Something" had eaten both ears off the cow. No tattoo numbers or other ID on the cow to tie her to the insured animal. Was the cow with no ears the insured cow? Should the insurance company pay for this dead cow with no identification? I suspect the famous cow was insured for a considerable amount. I am confident that the OP of this thread suffered a legitimate casualty of natural or accidental origin and had every reason to think the policy should pay. But my story above is why an insurance company would expect some documentation. I have no idea if the insurance company paid anything on that claim. [/QUOTE]
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