EXACTLY! I have been pushing this for 10 years in GA. We have about 10 agents or brokers in the legislature that have presented this in both houses, But the personal injury lawyers shut it down. The way it is now, if YOU drive my truck and hit someone, they can sue me and you, and collect off two policies. And this kind of policy already exists. It is called Non-owned auto insurance, Like people who have lost their license, and when it it time to get them back, don't own a car. Non-owned auto covers YOU, the driver, in ANY auto you drive. Tie it to your license, not your tag. Your auto liability insurance will be rated on your age, record, credit score, etc. Doesn't matter how many cars YOU own, YOU can only drive 1 at a time. You'd get separate physical damage coverage ( comp & collision) on the vehicles you needed it on. Dang,
@Travlr something else we agree on!